TERMS OF USE 

Effective Date: January 25, 2026

Welcome to the Millie CEO Accelerator ("Program"), operated by Influencer Business Academy, LLC ("we," "us," or "our"). By enrolling in and accessing the Program, you ("you" or "Member") agree to be bound by these Terms of Service.

1. ENROLLMENT AND ACCESS

1.1. Eligibility: You must be at least 18 years old to enroll in the Program.

1.2. Account Creation: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

1.3. Access: Upon successful enrollment and payment, you will receive access to the Program materials, community platform, and live office hours as described in the Program details.

1.4. License: We grant you a limited, non-exclusive, non-transferable license to access and use the Program materials for your personal, non-commercial use only. You may not share, distribute, sell, or reproduce any Program materials without our express written consent.

2. PAYMENT AND BILLING

2.1. Subscription: The Program is offered on a monthly subscription basis.

2.2. Founding Member Pricing: Founding Members who enroll by January 31, 2026, will receive a locked-in rate of $49/month for the lifetime of their active membership.

2.3. Standard Pricing: Members who enroll after January 31, 2026, will be charged $97/month.

2.4. Billing: Your payment method will be charged automatically on a monthly recurring basis on the same day each month until you cancel your subscription.

2.5. Payment Authorization: By providing your payment information, you authorize us to charge your payment method for all fees associated with your subscription.

2.6. Failed Payments: If a payment fails, we reserve the right to suspend or terminate your access to the Program until payment is received.

3. CANCELLATION POLICY

3.1. Your Right to Cancel: You may cancel your subscription at any time through your account settings on the Thinkific platform. You may also email us at [email protected] to notify us of your cancellation, but the cancellation must be completed through the platform to be effective.

3.2. Effective Date of Cancellation: Cancellations are effective at the end of your current billing cycle. You will retain access to the Program through the end of the billing period for which you have paid.

3.3. No Partial Refunds: If you cancel mid-billing cycle, you will not receive a refund for the current month but will retain access through the end of that billing period.

3.4. Responsibility for Cancellation: It is your sole responsibility to cancel your subscription through the platform. Failure to cancel through the platform will result in continued billing, and you will not be entitled to a refund for charges incurred after an incomplete or improper cancellation attempt.

4. REFUND POLICY

4.1. No Refunds: All payments are final and non-refundable. We do not offer refunds for any reason, including but not limited to: dissatisfaction with content, change of mind, failure to participate, technical issues on your end, inability to attend live sessions, or cancellation of your subscription.

4.2. Access to Recordings: All live office hours are recorded and made available to Members. Inability to attend live sessions does not constitute grounds for a refund.

4.3. Exceptions: Refunds may only be issued at our sole discretion in cases of billing errors or technical failures on our part that prevent access to the Program.

4.4. Acknowledgment: By enrolling in the Program, you explicitly acknowledge and agree that all sales are final and that you will not be entitled to a refund under any circumstances except as stated in Section 4.3.

5. CHARGEBACK POLICY

5.1. Prohibited Chargebacks: Filing a chargeback or payment dispute with your credit card company or payment provider for any reason other than unauthorized use of your payment method is strictly prohibited and constitutes a breach of these Terms of Service.

5.2. Chargeback Consequences: If you file a chargeback or payment dispute:

• Your access to the Program will be immediately terminated without notice
• You will be banned from all future programs and services offered by Influencer Business Academy, LLC
• We reserve the right to pursue legal action to recover the disputed amount, chargeback fees, administrative costs, and attorney's fees
• Your chargeback will be contested with evidence including these Terms of Service, your acceptance of these terms, proof of access to Program materials, and records of your participation

5.3. Chargeback Fees: If you initiate a chargeback, you agree to reimburse us for all chargeback fees, administrative costs, and legal fees incurred as a result of the dispute, regardless of the outcome.

5.4. Proper Dispute Process: If you have a billing dispute or concern, you must contact us at [email protected] before initiating any chargeback or payment dispute. We will work with you in good faith to resolve legitimate billing errors.

5.5. Evidence of Agreement: By enrolling in the Program, you acknowledge that:

• You have read and agreed to this no-refund policy
• You understand that chargebacks are prohibited except for unauthorized charges
• You have been provided access to the Program materials and services as described
• This agreement serves as evidence of your informed consent to these terms

5.6. Chargeback Fraud: Filing a fraudulent chargeback (claiming non-delivery of services when access was provided, or claiming unauthorized charges when you authorized the purchase) may constitute fraud and will be reported to the appropriate authorities and credit card companies.

6. PROGRAM CONTENT AND DELIVERY

6.1. Content Schedule: Program modules will be released weekly beginning February 3, 2026. The full 12-week curriculum will be delivered over the course of 12 consecutive weeks.

6.2. Live Office Hours: Live coaching sessions will be held twice per month. Specific dates and times will be communicated via email and posted in the community platform.

6.3. Content Changes: We reserve the right to modify, update, or discontinue any aspect of the Program content, schedule, or delivery method at any time without prior notice.

6.4. No Guarantees: While we are committed to providing high-quality educational content, we make no guarantees regarding specific business results, revenue outcomes, or financial success. Your results depend on your own effort, implementation, and business circumstances.

7. INTELLECTUAL PROPERTY

7.1. Ownership: All Program materials, including but not limited to videos, workbooks, templates, frameworks, and content, are the exclusive property of Influencer Business Academy, LLC and are protected by copyright, trademark, and other intellectual property laws.

7.2. Prohibited Uses: You may not:

• Copy, reproduce, distribute, or create derivative works from Program materials
• Share your login credentials with others
• Record, screenshot, or distribute live sessions or recordings
• Use Program materials for commercial purposes
• Resell, sublicense, or transfer your access to the Program

7.3. Enforcement: Violation of these intellectual property terms may result in immediate termination of your access without refund and potential legal action.

8. COMMUNITY GUIDELINES

8.1. Respectful Conduct: Members are expected to engage respectfully and professionally within the community platform.

8.2. Prohibited Behavior: We prohibit the following behavior within the community:

• Harassment, bullying, or intimidation of any kind
• Discrimination based on race, ethnicity, gender, religion, sexual orientation, disability, or any other protected characteristic
• Spam or unsolicited advertisements
• Self-promotion of competing products or services
• Soliciting money, donations, or investments from other members
• Soliciting personal contact information for commercial purposes
• Sharing inappropriate, offensive, or explicit content
• Any behavior that disrupts the community experience or violates the rights of others

8.3. Removal: We reserve the right to remove any Member from the community and terminate their access to the Program for violating community guidelines, without refund.

9. DISCLAIMERS

9.1. Educational Purpose: The Program is for educational and informational purposes only. It does not constitute legal, financial, tax, accounting, or professional advice. You should consult with appropriate professionals regarding your specific circumstances.

9.2. Results Not Guaranteed: We make no guarantees, representations, or warranties regarding the results you may achieve from participating in the Program. Your success depends entirely on your own efforts, dedication, business acumen, market conditions, and numerous other factors beyond our control.

9.3. Earnings Disclaimer: Any earnings, revenue figures, or income examples shared in the Program (whether by instructors, guest speakers, or other members) are not guarantees of your earnings. Individual results will vary based on numerous factors including but not limited to: individual effort, prior experience, business model, market conditions, economic factors, and implementation of strategies. Most businesses do not achieve the revenue levels discussed in the Program, and there is a risk of financial loss in any business venture.

9.4. Testimonials Disclaimer: Testimonials and success stories shared in the Program represent exceptional results and are not typical. Your results may be better, worse, or the same as those shared. Past performance does not guarantee future results.

9.5. No Business Partnership: Participation in the Program does not create a partnership, joint venture, employment, or agency relationship between you and Influencer Business Academy, LLC.

9.6. "As Is" Basis: The Program is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

9.7. Third-Party Content: The Program may include guest speakers, interviews, or third-party resources. We do not endorse or guarantee the accuracy, reliability, or appropriateness of any third-party content and are not responsible for any outcomes resulting from your use of such content.

10. LIMITATION OF LIABILITY

10.1. No Liability for Results: To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, lost revenue, lost business opportunities, or business interruption, arising from your participation in the Program.

10.2. Maximum Liability: Our total liability to you for any claims arising from the Program shall not exceed the total amount you have paid to us in the 12 months preceding the claim.

10.3. Assumption of Risk: You acknowledge and agree that you assume all risks associated with implementing strategies, advice, or information provided in the Program. You are solely responsible for your business decisions and outcomes.

11. TERMINATION

11.1. Our Right to Terminate: We reserve the right to terminate your access to the Program at any time, with or without cause, including for violation of these Terms of Service, filing a chargeback, or engaging in prohibited behavior.

11.2. Effect of Termination: Upon termination, you will lose access to all Program materials, the community platform, and live sessions. No refunds will be issued.

12. MODIFICATIONS TO TERMS

12.1. Right to Modify: We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Program website.

12.2. Notification: We will make reasonable efforts to notify you of material changes via email or through the Program platform.

12.3. Continued Use: Your continued use of the Program after changes are posted constitutes your acceptance of the modified Terms of Service.

13. GENERAL PROVISIONS

13.1. Governing Law: These Terms of Service shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions.

13.2. Dispute Resolution: Any disputes arising from these Terms of Service or the Program shall be resolved through binding arbitration in Charlotte, North Carolina, in accordance with the rules of the American Arbitration Association. You waive any right to a jury trial or to participate in a class action lawsuit.

13.3. Severability: If any provision of these Terms of Service is found to be unenforceable, the remaining provisions shall remain in full force and effect.

13.4. Entire Agreement: These Terms of Service constitute the entire agreement between you and us regarding the Program and supersede all prior agreements and understandings.

13.5. No Waiver: Our failure to enforce any provision of these Terms of Service shall not constitute a waiver of that provision or any other provision.

13.6. Assignment: You may not assign or transfer your rights or obligations under these Terms of Service. We may assign our rights and obligations without restriction.

14. CONTACT INFORMATION

For questions about these Terms of Service, please contact:

Bobby Robinson
Influencer Business Academy, LLC
Email: [email protected]

By enrolling in the Millie CEO Accelerator, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.